/* TRUENORTH PHASE 23 — RECENT GRADUATES */
.graduate-nav-link-v23{color:#7d5518!important;font-weight:800!important;white-space:nowrap}
@media(min-width:1051px){.site-header{padding-left:2.5%;padding-right:2.5%}.site-nav{gap:14px;font-size:12.5px}.site-nav .nav-cta{padding:11px 14px}.brand-type strong{font-size:18px;letter-spacing:4px}}
.graduate-main-v23{background:linear-gradient(180deg,#fbf8f1,#fffdf8)}
.graduate-hero-v23{padding:78px 24px 60px;text-align:center;background:radial-gradient(circle at 50% 0,rgba(189,138,56,.18),transparent 38%),linear-gradient(180deg,#fffdf8,#f3eadc);border-bottom:1px solid rgba(189,138,56,.22)}
.graduate-hero-v23>div{max-width:930px;margin:auto}.graduate-kicker-v23{display:inline-block;margin:0 0 16px;padding:9px 16px;border:1px solid rgba(189,138,56,.42);border-radius:999px;background:#fff8e9;color:#8b5d17;font-size:12px;font-weight:900;letter-spacing:2px}
.graduate-hero-v23 h1{max-width:18ch;margin:0 auto 20px;color:#0b3d2e;font-size:clamp(43px,5.2vw,68px);line-height:1.02;text-wrap:balance}.graduate-hero-v23 p{max-width:820px;margin:auto;color:#40594f;font-size:18px;line-height:1.7}
.graduate-callout-v23{width:min(1100px,calc(100% - 48px));margin:36px auto;padding:30px 34px;border-radius:18px;background:linear-gradient(135deg,#0b3d2e,#155441);border-top:4px solid #bd8a38;color:#fff;box-shadow:0 16px 38px rgba(8,42,33,.14)}
.graduate-callout-v23 span{color:#e6c580;font-size:11px;font-weight:900;letter-spacing:1.8px}.graduate-callout-v23 h2{margin:8px 0;color:#fff;font-size:clamp(30px,3.4vw,43px)}.graduate-callout-v23 p{margin:0;color:rgba(255,255,255,.88);line-height:1.65}
.graduate-section-v23{width:min(1120px,calc(100% - 48px));margin:0 auto;padding:54px 0}.graduate-section-v23 header{text-align:center;max-width:760px;margin:0 auto 30px}.graduate-section-v23 h2{color:#0b3d2e;font-size:clamp(34px,4vw,50px);line-height:1.05}.graduate-section-v23 header p{color:#52685f;line-height:1.65}
.graduate-grid-v23{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.graduate-card-v23{padding:26px;border:1px solid rgba(11,61,46,.14);border-radius:16px;background:#fff;box-shadow:0 12px 30px rgba(8,42,33,.07)}.graduate-card-v23 .step{display:grid;place-items:center;width:36px;height:36px;margin-bottom:16px;border-radius:50%;background:#0b3d2e;color:#fff;font-weight:900}.graduate-card-v23 h3{margin:0 0 10px;color:#0b3d2e;font-size:23px}.graduate-card-v23 p,.graduate-card-v23 li{color:#4a6057;line-height:1.58}.graduate-card-v23 ul{padding-left:19px;margin-bottom:0}
.overdraft-guide-v23{display:grid;grid-template-columns:.7fr 1.3fr;gap:32px;margin-top:24px;padding:30px;border:1px solid rgba(155,104,28,.28);border-left:6px solid #bd8a38;border-radius:16px;background:#fff8e9}.overdraft-guide-v23 span{color:#8b5d17;font-size:11px;font-weight:900;letter-spacing:1.5px}.overdraft-guide-v23 h3{margin:8px 0 0;color:#0b3d2e;font-size:clamp(27px,3vw,38px);line-height:1.08}.overdraft-guide-v23 p{margin:0 0 12px;color:#40594f;line-height:1.62}.overdraft-guide-v23 strong{color:#0b3d2e}
.credit-builders-v23{width:min(1180px,calc(100% - 48px));padding-top:72px}.credit-builders-v23>header{margin-bottom:38px}.builder-ladder-v23{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.builder-card-v23{display:flex;flex-direction:column;min-height:440px;padding:34px 36px;border:1px solid rgba(11,61,46,.15);border-radius:18px;background:#fff;box-shadow:0 12px 30px rgba(8,42,33,.06)}.builder-card-v23.featured{border:2px solid #bd8a38;background:linear-gradient(180deg,#fffaf0,#fff)}.builder-card-v23.caution{background:linear-gradient(180deg,#f8f4eb,#fff)}.builder-type-v23{align-self:flex-start;padding:8px 12px;border-radius:999px;background:#0b3d2e;color:#fff;font-size:10px;font-weight:900;letter-spacing:1.15px}.builder-card-v23 h3{margin:22px 0 12px;color:#0b3d2e;font-size:clamp(25px,2.4vw,32px);line-height:1.12}.builder-card-v23 p,.builder-card-v23 li{color:#4a6057;line-height:1.62}.builder-card-v23 ul{padding-left:20px;margin:8px 0 20px}.builder-card-v23 li{margin:7px 0}.builder-card-v23 a{align-self:flex-start;margin-top:auto;padding:12px 16px;border-radius:8px;background:#0b3d2e;color:#fff;font-weight:800;text-decoration:none}.builder-card-v23 a:hover{background:#9b681c;color:#fff}.builder-order-v23{margin-top:28px;padding:34px;border-left:6px solid #bd8a38;border-radius:16px;background:#f5ecdd}.builder-order-v23>.section-kicker{margin:0 0 8px;color:#7d5518}.builder-order-v23>h3{margin:0 0 24px;color:#0b3d2e;font-size:clamp(30px,3vw,40px)}.builder-order-v23 ol{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin:0;padding:0;list-style:none}.builder-order-v23 li{display:grid;grid-template-columns:44px 1fr;gap:13px;align-items:start;padding:18px;border:1px solid rgba(11,61,46,.12);border-radius:12px;background:#fff}.builder-order-v23 li>span{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:#0b3d2e;color:#fff;font-size:12px;font-weight:900;letter-spacing:.5px}.builder-order-v23 li strong{display:block;margin:2px 0 5px;color:#0b3d2e;font-size:16px}.builder-order-v23 li p{margin:0;color:#53675f;font-size:13px;line-height:1.5}
.reading-path-v23{width:min(1180px,calc(100% - 48px));padding-top:72px}.reading-path-v23>header{margin-bottom:38px}.reading-grid-v23{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.book-card-v23{display:grid;grid-template-columns:52px 118px 1fr;gap:18px;align-items:start;min-height:270px;padding:26px;border:1px solid rgba(11,61,46,.14);border-radius:16px;background:#fff;box-shadow:0 10px 28px rgba(8,42,33,.06)}.book-card-v23.core{border:2px solid #bd8a38;background:linear-gradient(180deg,#fffaf0,#fff)}.book-number-v23{display:grid;place-items:center;width:52px;height:52px;border-radius:50%;background:#0b3d2e;color:#fff;font-size:13px;font-weight:900;letter-spacing:1px}.book-cover-v23{position:relative;width:118px;aspect-ratio:2/3;margin:0;overflow:hidden;border-radius:7px;background:linear-gradient(145deg,#e9dfcc,#f8f4eb);box-shadow:0 10px 22px rgba(8,42,33,.16)}.book-cover-v23::before{content:"BOOK COVER";position:absolute;inset:0;display:grid;place-items:center;padding:10px;color:#7d6b4d;font-size:9px;font-weight:900;letter-spacing:1px;text-align:center}.book-cover-v23 img{position:relative;z-index:1;width:100%;height:100%;display:block;object-fit:cover}.book-topic-v23{color:#8b5d17;font-size:10px;font-weight:900;letter-spacing:1.4px}.book-card-v23 h3{margin:8px 0 4px;color:#0b3d2e;font-size:clamp(21px,2vw,28px);line-height:1.12}.book-author-v23{margin:0 0 13px!important;color:#9b681c!important;font-size:13px;font-weight:800}.book-card-v23 p:last-child{margin:0;color:#4a6057;line-height:1.58}.reading-action-v23{margin-top:24px;padding:25px 28px;border-left:6px solid #bd8a38;border-radius:12px;background:#f5ecdd}.reading-action-v23 strong{display:block;color:#0b3d2e;font-size:20px}.reading-action-v23 p{margin:7px 0 0;color:#40594f;line-height:1.6}
.debt-strategy-v23{width:min(1180px,calc(100% - 48px));margin:60px auto;padding:42px;border:1px solid rgba(11,61,46,.14);border-radius:20px;background:linear-gradient(180deg,#fffdf8,#f8f1e5);box-shadow:0 16px 42px rgba(8,42,33,.09)}.debt-strategy-v23>header{text-align:center;max-width:820px;margin:0 auto 32px}.debt-strategy-v23 h2{color:#0b3d2e;font-size:clamp(38px,4.5vw,58px);line-height:1.04}.debt-strategy-v23>header p{color:#4a6057;line-height:1.65}.debt-example-v23{display:grid;grid-template-columns:1fr 1fr;gap:28px;padding:30px;border-radius:16px;background:#0b3d2e;color:#fff}.debt-example-v23 span:first-child{color:#e6c580;font-size:11px;font-weight:900;letter-spacing:1.5px}.debt-example-v23 h3{margin:8px 0;color:#fff;font-size:32px}.debt-example-v23 p{color:rgba(255,255,255,.88);line-height:1.6}.debt-math-v23{display:grid;gap:9px}.debt-math-v23 p{display:flex;justify-content:space-between;gap:18px;margin:0;padding:12px;border-radius:9px;background:rgba(255,255,255,.09)}.debt-math-v23 .debt-extra-v23{background:#bd8a38;color:#fff}.debt-alert-v23{margin:22px 0;padding:22px;border-left:5px solid #bd8a38;border-radius:8px;background:#fff3dc;color:#40594f}.debt-alert-v23 strong{display:block;margin-bottom:6px;color:#7d5518;font-size:19px}.debt-alert-v23 p{margin:0;line-height:1.62}.debt-tools-v23{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.debt-tools-v23 article{padding:23px;border:1px solid rgba(11,61,46,.13);border-radius:14px;background:#fff}.debt-tools-v23 article>span{display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:#0b3d2e;color:#fff;font-size:12px;font-weight:900}.debt-tools-v23 h3{margin:14px 0 8px;color:#0b3d2e;font-size:22px}.debt-tools-v23 p{margin:0;color:#4a6057;line-height:1.56}.debt-checklist-v23{margin-top:22px;padding:26px;border-radius:15px;background:#fff}.debt-checklist-v23 h3{color:#0b3d2e}.debt-checklist-v23 ul{display:grid;grid-template-columns:1fr 1fr;gap:10px 28px;padding-left:20px}.debt-checklist-v23 li{line-height:1.5}.debt-disclaimer-v23{margin:18px 0 0;color:#65766f;font-size:13px;line-height:1.55;text-align:center}
.savings-compare-v23{display:grid;grid-template-columns:1fr 1fr;gap:20px}.savings-panel-v23{padding:28px;border-radius:16px;border:1px solid rgba(11,61,46,.14);background:#fff}.savings-panel-v23.recommended{border:2px solid #bd8a38;background:linear-gradient(180deg,#fffaf0,#fff)}.savings-panel-v23 strong.badge{display:inline-block;padding:6px 10px;border-radius:999px;background:#0b3d2e;color:#fff;font-size:11px;letter-spacing:1px}.savings-panel-v23 h3{color:#0b3d2e;font-size:28px}.savings-panel-v23 li{margin:9px 0;color:#4a6057;line-height:1.5}
.graduate-rule-v23{margin-top:22px;padding:20px 24px;border-left:5px solid #bd8a38;border-radius:8px;background:#f6efe3;color:#284b3f;line-height:1.65}
.graduate-warning-v23{width:min(1120px,calc(100% - 48px));margin:0 auto 60px;padding:28px;border:1px solid rgba(155,104,28,.25);border-radius:16px;background:#fff8e9}.graduate-warning-v23 h2{color:#7d5518}.graduate-warning-v23 ul{display:grid;grid-template-columns:1fr 1fr;gap:10px 30px}.graduate-warning-v23 li{line-height:1.55}
.graduate-cta-v23{width:min(1120px,calc(100% - 48px));margin:0 auto 70px;padding:36px;text-align:center;border-radius:18px;background:#0b3d2e;color:#fff}.graduate-cta-v23 h2{color:#fff}.graduate-cta-v23 p{max-width:720px;margin:0 auto 22px;color:rgba(255,255,255,.86)}
@media(max-width:1000px){.graduate-grid-v23,.builder-ladder-v23,.debt-tools-v23,.reading-grid-v23{grid-template-columns:1fr 1fr}.builder-order-v23 ol{grid-template-columns:1fr 1fr}.site-nav a{font-size:12px}}

/* Phase 23I: keep the open mobile menu focused and free of duplicate controls. */
@media(max-width:1050px){
  .menu-toggle{display:none!important}
  body.mobile-menu-active{overflow:hidden}
  body.mobile-menu-active .mobile-booking-bar{display:none!important}
}
@media(max-width:700px){.graduate-hero-v23{padding:58px 20px 45px}.graduate-callout-v23,.graduate-section-v23,.graduate-warning-v23,.graduate-cta-v23{width:calc(100% - 32px)}.graduate-callout-v23{padding:25px}.graduate-grid-v23,.savings-compare-v23,.overdraft-guide-v23,.builder-ladder-v23,.debt-example-v23,.debt-tools-v23,.builder-order-v23 ol,.reading-grid-v23{grid-template-columns:1fr}.builder-card-v23{min-height:0;padding:28px 24px}.builder-order-v23{padding:26px 20px}.builder-order-v23 li{grid-template-columns:40px 1fr;padding:15px}.builder-order-v23 li>span{width:40px;height:40px}.book-card-v23{grid-template-columns:36px 72px 1fr;gap:10px;min-height:0;padding:18px 14px}.book-number-v23{width:36px;height:36px;font-size:10px}.book-cover-v23{width:72px}.book-card-v23 h3{font-size:19px}.book-topic-v23{font-size:9px;letter-spacing:1px}.overdraft-guide-v23{padding:24px 20px}.graduate-section-v23{padding:38px 0}.graduate-warning-v23 ul,.debt-checklist-v23 ul{grid-template-columns:1fr}.graduate-cta-v23{padding:28px 20px;margin-bottom:100px}.debt-strategy-v23{width:calc(100% - 32px);padding:28px 18px}.debt-math-v23 p{flex-direction:column;gap:4px}}